Invoice Factoring & Working Capital

Your freight bill isn’t cash until we say it is.

Aegis Capital advances funds against your outstanding invoices so payroll, fuel, and vendors never wait on a 30–60 day customer terms clock. Submit a load, get funded — often the same day.

NO LONG-TERM CONTRACTS RECOURSE & NON-RECOURSE DEDICATED ACCOUNT TEAM
FUNDS
ADVANCED
Freight Bill / Manifest
MNF-0417-AC
Submitted
ShipperOrigin Foods Co.
CarrierRiley Freight LLC
Invoice termsNet 45
Invoice value$8,240.00
Advanced to you
$0
Same-dayfunding once an invoice is verified
Up to 95%advance rate on approved invoices
2 tracksrecourse and non-recourse structures
How funding works

From delivered load to funds in your account, in four steps.

The process follows your invoice, not a loan application. No new debt is created — you’re accessing cash you’ve already earned.

01

Haul & invoice

Deliver the load and generate your invoice or freight bill as usual, with proof of delivery attached.

02

Submit to Aegis

Upload the invoice and supporting paperwork through your account — no re-keying, no separate loan file.

~5 MIN
03

We verify

We confirm the invoice with your customer and check it against your agreed advance rate and terms.

SAME DAY
04

Advance & reserve

Funds are wired to you. When your customer pays, we release the reserve balance, less our fee.

FUNDS RELEASED
Who we fund

Built on freight, built for more.

Aegis Capital started in trucking and freight receivables. Today we extend the same model to other B2B businesses carrying invoice terms.

Primary focus

Freight & Trucking

Owner-operators, small fleets, and brokers waiting on freight bills instead of running on fumes between loads.

B2B services

Staffing & Labor

Bridge payroll while client invoices sit on 30–60 day terms.

B2B services

Manufacturing & Distribution

Keep production and purchase orders moving without waiting on receivables.

B2B services

Government Contractors

Fund invoices tied to public-sector payment cycles and long procurement terms.

B2B services

Construction

Cover payroll, materials, and subcontractors while general contractors sit on retainage and pay-when-paid terms.

B2B services

Oil & Gas

Fund invoices for haulers, field services, and suppliers waiting on operator payment cycles.

For freight clients

One card, real savings at the pump.

Every Aegis Capital factoring client can add a fuel card — no separate application, no extra approval process. It's built to keep trucks fueled and moving without waiting on an invoice to clear.

Fuel Card Snapshot
EligibilityIncluded for factoring clients
IssuedSame day as approval
BillingOne statement per truck, monthly
NetworkPartner stops nationwide
%

Discounted pricing at partner stops

Pay less per gallon at truck stops in the Aegis partner network instead of posted pump price.

Nationwide acceptance

Fuel up at partner locations along major freight corridors, coast to coast.

Real-time spend tracking

See every purchase by driver and truck as it happens, instead of waiting on receipts.

Per-card spend limits

Set daily or per-transaction limits on each card to keep fuel spend predictable.

One consolidated statement

Every fill-up across your fleet rolls into a single monthly statement — nothing to reconcile invoice by invoice.

Why Aegis Capital

Terms you can read in one sitting.

R

Recourse & non-recourse options

Choose the structure that fits your risk tolerance and customer mix.

$

Fee scales with your volume

Your factoring fee is set by your monthly receivable volume — the more you factor, the lower your rate. Advance percentage and reserve terms are fixed at signing, not renegotiated invoice by invoice.

A

A dedicated account manager

One point of contact who knows your fleet, your customers, and your volume — not a rotating call queue.

X

No long-term lock-in

Factor the invoices you choose to factor. No minimum volume contracts.

Sample Invoice Breakdown
Invoice face value$8,240.00
Advance rate90%
Advanced today$7,416.00
Reserve held$824.00
Factoring feeSet by monthly volume
Released on customer payment$536–$700
Get started

Request a rate quote.

Tell us about your business and monthly invoice volume. A member of our team will follow up with a same-day rate range — no obligation, no hard credit pull.

All fields are kept confidential and used only to prepare your rate quote.